ABOUT-US

Hometown Roots with National Presence

UGA Finance is a full-service consumer finance company with nearly 50 years of experience delivering point-of-sale lending solutions to merchants, borrowers, and institutional partners. Founded in Carlsbad, California in 1974, our legacy is built on industry innovation, regulatory resilience, and long-term relationships. Today, from our headquarters in Parkville, Missouri, we operate a national platform with 179 active licenses with 3 strategic Bank partners and a footprint that spans loan origination, servicing, and recovery.

MORE THAN WORDS

Our Values, Your Success

These values aren’t simply corporate clichés – they’re the foundation of how we operate at UGA Finance. We believe in doing business the right way, putting our merchants and their customers first.

INTEGRITY

These values aren’t simply corporate clichés – they’re the foundation of how we operate at UGA Finance. We believe in doing business the right way, putting our merchants and their customers first.

TRANSPARENCY

These values aren’t simply corporate clichés – they’re the foundation of how we operate at UGA Finance. We believe in doing business the right way, putting our merchants and their customers first.

RESULTS ORIENTED

Focusing on outcomes and delivering value to stakeholders.