Lending Made Simple.
Growth Made Easy.

Boost your sales by 40-60% without extra overhead.

Regain Lost Revenue

Turn financing declines into
successful sales.

Full Spectrum Lending

We offer options for consumers at every credit level, from no credit or poor credit to excellent credit.

Seamless Integration

No operational headaches, just fast results.

Trusted Expertise

Proven track record in helping merchants thrive.

Your Success is Our Business

A seamless, reliable financing solution to help merchants regain lost revenue and increase finance approval rates, without additional overhead.

We finance a wide range of businesses – no matter what size or how unique. Here’s just a few industries that benefit from UGA finance:

  • UGA Finance supports elective and minimally invasive medical services that are typically not covered by insurance. Industry segments include laser treatments (such as hair removal and tattoo removal), hair restoration, LASIK, regenerative health, and even veterinary care.

  • Residential home improvement projects are eligible for financing, including roof deductibles, small-scale remodels, exterior upgrades, and interior enhancements.

  • Support is available for luxury home and lifestyle products, such as in-home aromatherapy systems, bulk food delivery services, and other high-end consumer goods.

  • Financing is available for traditional and non-traditional educational programs, including trade schools, Title IV institutions, vocational training, and certification programs.

  • Industry segments include skills-based training and personal or professional development services, such as tutoring, golf instruction, dating and relationship memberships, and financial trading education.

  • UGA Finance supports a range of leisure and travel-related services, including vacation point programs and timeshare exit solutions. 

  • Eligible product categories include direct-to-consumer items such as portable oxygen concentrators, hearing aids, personal electronics, and lifestyle or recreational equipment.

Full-Spectrum Lending and Servicing

UGA operates across the entire credit spectrum, using our expertise and historical data to create competitive, profitable lending and servicing or recovery solutions. Products are designed with the borrower, merchant, and creditor goals in mind, which are tailored to maximize partner objectives.

Total Originations
$2,468,277,163.63

Total Number of Accounts
558,832

Aligned with your
sales cadence

Our offers are designed to integrate smoothly with your sales cadence, ensuring timely, competitive solutions that meet your customers’ needs and upon approval, provide finalized terms.

Aligned with your
sales cadence

Through our portal, we provide top-notch customer support in real-time, resolving concerns before they ever become issues for you.